Phoenix Roof Replacement | $1,000 Off New Roof Installation

What makes a roof uninsurable?

​In Arizona, a roof may be considered uninsurable if it exceeds certain age thresholds, is in poor condition, or is constructed from outdated materials. Insurance providers typically set specific age limits for different roofing materials; for instance, composition roofs older than 20 years, clay or concrete tile roofs over 25 years, and metal roofs exceeding 25 years may be deemed uninsurable.

divider

Will Insurance Cover a 20-Year-Old Roof?

​

In Arizona, a roof's age significantly influences insurance coverage. Many insurers are hesitant to cover roofs older than 20 years, and if they do, they might only reimburse the depreciated value rather than the full replacement cost. This means that a 20-year-old roof may not receive full coverage under your policy.


Additionally, Arizona's intense sun and heat can accelerate roofing material degradation, potentially further limiting coverage options. It's essential to review your policy details and consult with your insurance provider to understand how your roof's age affects your coverage. Regular maintenance and timely roof replacements can help ensure adequate protection for your home.

REQUEST A QUOTE NOW

Arizona Roof

FREE ROOF INSPECTIONS IN PHOENIX, AZ

connect with us

Do insurance companies give discounts for new roofs?

​In Arizona, upgrading your roof can lead to significant savings on your homeowners insurance, with discounts ranging from 5% to 35%. These reductions are due to the decreased risk of damage from Arizona's intense sun and monsoon storms associated with new roofs. However, it's essential to check with your insurance provider, as discounts vary based on the roofing materials used and the insurer's policies. Some companies may even offer additional savings for impact-resistant roofing options. Before replacing your roof, consult with your insurance agent to understand the potential benefits and ensure your new roof meets the necessary criteria for discounts.​

Get Help With Your Roof. Call Now
A close up of a black tile roof on a white background.

Do insurance companies give discounts for new roofs?

​In Arizona, upgrading your roof can lead to significant savings on your homeowners insurance, with discounts ranging from 5% to 35%. These reductions are due to the decreased risk of damage from Arizona's intense sun and monsoon storms associated with new roofs. However, it's essential to check with your insurance provider, as discounts vary based on the roofing materials used and the insurer's policies. Some companies may even offer additional savings for impact-resistant roofing options. Before replacing your roof, consult with your insurance agent to understand the potential benefits and ensure your new roof meets the necessary criteria for discounts.​

CONTACT US NOW
Roofing Insurance

At what age is a roof considered old?

The age at which a roof is considered "old" varies significantly based on the roofing material and maintenance. Tile roofs, commonly made of clay or concrete, can endure the state's intense sun and heat for 40 to 50 years, with some lasting even longer with proper upkeep. Asphalt shingle roofs typically have a lifespan of 20 to 30 years in Arizona's climate. Foam roofs generally last between 15 to 25 years, depending on maintenance and exposure to the elements. As your roof approaches these age ranges, it's wise to start budgeting for a replacement to avoid unexpected expenses. Regular inspections can help identify potential issues early, ensuring your home remains protected.​

CONTACT US NOW
Roofing Insurance

At what age is a roof considered old?

The age at which a roof is considered "old" varies significantly based on the roofing material and maintenance. Tile roofs, commonly made of clay or concrete, can endure the state's intense sun and heat for 40 to 50 years, with some lasting even longer with proper upkeep. Asphalt shingle roofs typically have a lifespan of 20 to 30 years in Arizona's climate. Foam roofs generally last between 15 to 25 years, depending on maintenance and exposure to the elements. As your roof approaches these age ranges, it's wise to start budgeting for a replacement to avoid unexpected expenses. Regular inspections can help identify potential issues early, ensuring your home remains protected.​

Still Have Questions? Call Us

Related Roofing Articles

What makes a roof uninsurable?
Phoenix